The flat daily allowance for business interruption
Bringing a baby into the world is not easy, so it is important to allow time before and after birth.
For women entrepreneurs, there is the flat daily allowance for business interruption. To benefit from it, they must interrupt their activity for at least 44 consecutive days, including 14 days which must immediately precede the presumed date of delivery.
You can choose to extend your stoppage by adding one or two periods of 15 consecutive days.
Lump-sum maternal rest allowance
In addition to the flat-rate daily allowance for interruption of activity, female business leaders also benefit from the flat-rate maternal rest allowance.
This is paid in two instalments and is intended to compensate for the reduction in activity.
Amounts of aid and steps to take
For your first 44 days off, you receive €2,327.60. For 59 days off, €3,121.10 will be paid to you. Finally, if you choose to take the maximum number of days off, you will receive €3,914.60.
The amount of the flat-rate rest allowance is €3,218 for pregnancy and €1,609 in the event of adoption.
Shortly after sending your declaration of pregnancy to the organization responsible for reimbursing your care (RAM GAMEX…), you will receive your maternity record. This includes various sheets to be completed by the professionals who follow you during your pregnancy.
During the seventh month, for example, you will have to send a slip in order to receive the first fraction of your flat-rate maternal rest allowance. Do not forget to accompany it with a certificate of payment of your contributions.
Stoppage and extended duration of compensation: what situations are concerned?
Pregnancy is not always a long calm river. Also, some women are forced to stop earlier than expected.
In some cases, the duration of compensation can therefore be extended. Are concerned (and subject to income): difficult pregnancies, pathological pregnancies related to exposure to diethylstilbestrol (trade names: Distilbène® and Stilboestrol-Borne®), premature births, twin pregnancies, adoptions and hospitalizations .
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