What is an accident at work?
What defines an accident at work is physical or bodily injury occurring in the employee’s work environment. If we take the Social Security Code, an accident at work is defined as follows: “Is considered as an accident at work, whatever the cause, the accident occurring by the fact or during the work of any person employed or working in any capacity or in any place whatsoever for one or multiple employers or business owners“.
What are the conditions for having an accident at work recognized?
For it to be a work accident, you have several criteria to meet in the onset of your illness. The damage you suffer must be:
- precise and sudden : in fact, the repetition of a gesture or a disease that comes on gradually can be recognized as an occupational disease but not as an accident at work;
- under the responsibility of your employerwhether at home, on mission or at your place of work;
- at the time and place provided for in your employment contract.
The damage can be physical or psychological, a trauma can be considered as an accident at work depending on the case.
What is the procedure for having an accident at work recognized?
You must declare it within 24 hours maximum to your health insurance fund using the dedicated form.
If you are at your place of work, you have the “presumption of imputability“, that is to say that the professional nature of your accident will automatically be recognized in principle. On the other hand, if you are on the move, you will have to justify that your accident is an accident at work.
Following this, you will have a “work accident sheet” which will allow 100% of your care to be covered. Your doctor will then provide you with a medical certificate and possibly a work stoppage.
Your health insurance fund has 30 days to decide and classify your “work accident” injury.
Professionals at your service:
- Health insurance fund
- Labour Court
- Lawyer or lawyer
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